What Happens Before You Overspend | Ep. 240

Sometimes we look at our spending and can’t point to one big purchase that explains where the money went. There was takeout after a long day, something ordered while scrolling at night, and an outing we hadn’t planned on. We meant to spend less, but familiar moments kept ending in familiar decisions.

Nino works backward from those purchases to consider what happened before them. A difficult day, an invitation, an argument, or even the arrival of a paycheck can become part of the sequence. Alongside the feeling in that moment, there may be a thought we haven’t paid much attention to: we deserve a break, buying something will help, or spending is part of fitting in.

Through everyday examples, Nino explores the connection between those events, thoughts, feelings, and behaviors. He also offers questions for recognizing our own patterns, including what tends to happen just before we spend and what we’re telling ourselves as we reach for the card.

The invitation is to bring a little more curiosity to a decision we might otherwise regret and move past. What was happening before the purchase—and what might we notice the next time that situation comes around?

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