How to Stop Overspending on Vacation | 216

Travel can be meaningful, fun, and full of memories. But it can also become one of the easiest places to overspend, even when you thought you had a plan.

In this episode of The New Money Habits Podcast, Nino Villa is joined by Mary Ann Stenquist, who helps people become UnShoppable, for a conversation about why people overspend before and during vacation. They talk about the tendency to buy things for the trip, the pressure to capture the moment with souvenirs, the pull of convenience, and the fear of missing out when an opportunity feels like it may never come again.

Mary Ann explains why travel can become a perfect storm for overspending. You are out of your normal routine, trying to enjoy the experience, and often making decisions in the moment. That is why planning backwards can be so helpful. Instead of trying to spend freely on everything, you decide what matters most, plan for that first, and then cut back in the areas that do not matter as much.

Nino and Mary Ann also discuss how to use a travel planner to think through the major categories of a trip, how to cash flow travel over upcoming paydays, and how to come home with memories instead of a credit card balance you are still trying to recover from.

If you have ever come home from a trip wondering how you spent more than expected, this episode will help you think about travel with more clarity and intention.

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Helpful Resources Mentioned in This Episode:

Payday Power Planner:
A free tool to help you plan your money between paychecks and make clearer decisions before the next payday arrives.
https://www.newmoneyhabits.com/freebudgetform

Food Number Calculator:
A free tool to help simplify food budgeting and planning.
https://www.newmoneyhabits.com/budgeteers/helpful-tools

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Music Credits:
This episode features music by Summer School.

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