Mindful Spending, Part 3: The Four Ds for Better Money Decisions | Ep. 214

In the final part of this conversation, Coach Nino Villa and Mary Ann Stenquist focus on one of the most practical parts of mindful spending: how to make better decisions in real time.

Mary Ann shares her four Ds of decision-making, a simple framework designed to help people slow down, think clearly, and make spending choices with more intention.

This part brings the conversation into everyday application and helps connect mindset with action.

If you’ve ever wished you had a simple way to pause before spending and make a stronger decision, this episode will give you something practical to work with.

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This episode features music by Summer School.

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