Mindful Spending, Part 1: Why Your Money Decisions Feel So Automatic | Ep. 212
In this episode of The New Money Habits Podcast, Coach Nino Villa is joined by Mary Ann Stenquist, The Money Make Under and Spending Coach, for Part 1 of a conversation about why overspending happens and how to start understanding it more clearly.
Mary Ann shares how her own frustration with overspending led her to a different question. Instead of asking why the budget was not working, she started looking more closely at how money was actually being spent and what was driving those decisions. That led her to identify six common spending types and the emotional patterns behind them
In this episode, you’ll hear why overspending is not always a budgeting problem, how someone can overspend even in categories that feel necessary, and why understanding your spending type can become a starting point for much healthier money habits
If you’ve ever felt confused about why you keep spending in certain ways even when the numbers seem fine on paper, this conversation will help you start making sense of it.
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Helpful Resources Mentioned in This Episode
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Watch on YouTube: Full video version of this episode
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Payday Power Planner (FREE): Streamline your budgeting process
https://www.newmoneyhabits.com/budgeteers/helpful-tools -
Food Number Calculator (FREE): Simplify food budgeting and planning
https://www.newmoneyhabits.com/budgeteers/helpful-tools -
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Online Course: How to Create a Better Budget: Your Foundation to Financial Freedom
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Music Credits
This episode features music by Summer School.
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